If you’re a Pag-IBIG fund user with savings, installments, or even Pag-IBIG contributions, you know the importance of paying your contributions and loans before the due date to avoid late fees or fines. Now, paying your Pag-IBIG savings, contributions, and loans can be done easily online. So, there’s no excuse for you to miss your Pag-IBIG payments.
Paying regular savings contributions and Pag-IBIG loans online is done directly through the Official Pag-IBIG Virtual Website using a debit/credit card, or via digital wallets such as GCash and Maya.
Then if you want to know how much you have to pay every month as Pag-IBIG contribution, you can refer to this Pag-IBIG contribution table. with a maximum monthly compensation limit (Maximum Fund Salary/MFS) of ₱10,000
How to Pay Using the Pag-IBIG Website
First, you can easily make savings and loan payments online through the Pag-IBIG website. This website supports payments using Visa, MasterCard, or JCB credit or debit cards, as well as Maya.
Here are the steps to pay your Pag-IBIG dues or loans through the website:
- Open the Pag-IBIG online website using your web browser. Then, select the program type: regular savings, MP2 savings, housing loan, multipurpose loan, or disaster loan.
- Next, select your membership category (local or international). Then, enter your Pag-IBIG MID number, or housing account number if it’s a housing loan.
- Click the “Verify” button (Your name will be automatically filled in after your membership or account number is verified).
- Enter the amount to be paid. Note that you will be charged a 1.75% service fee. Then, select the period covered in months.
- You will receive a payment confirmation via SMS or email, depending on your choice. Enter the captcha code.
- Check the box next to “I agree to the Terms and Conditions.” Click “Next.”
- Review your payment details. Click “Continue.”
- Enter your credit/debit card details, such as card number, expiration date, and CVV. Alternatively, you can pay using your virtual wallet. Click “Pay now” to make the payment.
Then, you can log in to your Pag-IBIG virtual account to see if your payment was successful and recorded. It usually takes a few days for your payment to be reflected in your Pag-IBIG virtual account.
How to Pay Using GCash
If you’re a Globe customer, you can use GCash even if you don’t have internet data or Wi-Fi access. GCash is an e-wallet that lets you pay bills, including Pag-IBIG dues, using your mobile phone (read this article to learn how to register and use GCash). Simply activate your data and use GCash as usual. This means you don’t need to find a Wi-Fi connection or subscribe to data promos to use GCash.
Below are the steps to pay your Pag-IBIG savings, contributions, and loans using GCash:
- First, make sure you have sufficient funds for the transaction.
- Open the GCash app and log in using your MPIN. Then, tap “Pay Bills” on the main screen.
- Under the billing category, tap “Government,” then select “Pag IBIG.”
- Select the program type: membership fee, modified Pag-IBIG II savings (MP2), or home loan.
- Enter your Pag-IBIG MID or HLID (home loan) number. Then, enter the amount to be paid.
- Enter your email address (optional) and tap “NEXT.”
- View your payment confirmation. Press “CONFIRM” to make the payment.
After making the payment, you will receive a payment confirmation SMS, as well as proof of transaction via email and save this proof of transaction as proof of your payment.
How to Pay Using Maya
Like GCash, Maya is another popular mobile app for paying your bills online. You can download the Maya mobile app from Google Play and the App Store.
Here are the steps to pay your savings, Pag-IBIG dues, and housing loans through Maya:
- First, open the PayMaya app and log in using your password.
- Tap “Pay Bills.” Then select “PAG-IBIG Membership Savings” or “PAG-IBIG Housing Loan Installments.”
- Enter your Pag-IBIG MID number or housing account number in the “Account Number” field.
- Enter the amount to be paid and your contact number.
- Select the coverage period (period from and period to).
- Tap “Continue.”
- Review your payment details. Tap “Pay.”
- Check your email for payment confirmation and the transaction number, which serves as proof of payment. Save your proof of payment.
How to Pay Using Coins.ph
In addition to GCash and Maya, Coins.ph is also a digital wallet that makes it easy to make online payments to government agencies like Pag-IBIG, SSS, NBI, DFA, and others. You can download the Coins.ph app here.
Here are the steps to pay savings, dues, and installments on Pag-IBIG using Coinsh.ph:
- Open the Coinsh.ph app and log in using your 4-digit PIN.
- Then tap “Pay Bills.” Then, scroll down to “Government” and select “Pag-IBIG Housing Loan Installment” or “Pag-IBIG Membership Savings.”
- Enter the exact amount you wish to pay. Tap “Next.”
- Enter your phone number, coverage period (period from and period to), and your Pag-IBIG MID number. If you are only paying your housing loan, simply enter your phone number and payment reference number (PRN). Tap “Next.”
- Review your payment details. Swipe your finger over the blue button (“Swipe to confirm”) to proceed with the payment.
- Finally, you will receive a payment confirmation email or message. Don’t forget to save your proof of payment
How to Pay Using Moneygment App
Users in the Philippines can pay their Pag-IBIG contributions and bills using their smartphones through Moneygment, a highly popular new app. It can be downloaded from the App Store and Google Play. Its advantage is the ability to store Pag-IBIG, PhilHealth, and SSS numbers, saving time by automatically entering membership data without the need for manual input.
Here’s how to pay your Pag-IBIG contributions using the Moneygment app:
- Open the Moneygment app and log in using your email and password. Tap “Pay Bill.”
- Enter your Pag-IBIG MID number. Select the payment type (membership savings, modified Pag-IBIG II savings, short-term loan, or housing loan amortization), payer type (self-employed, volunteer, migrant worker, or individual), and term (monthly).
- Enter the exact amount to be paid. Tap “SEND.”
- View the transaction summary to ensure your payment details are correct. Tap “CONFIRM” to continue.
- View the payment summary. Moneygment has a 25 application fee. Select “Pay with Wallet” and tap “CONTINUE.”
After making your payment, you will receive a payment confirmation email containing the transaction reference number. You can save this email as proof of payment.
How to Pay Using the Bayad App
Bayad Center now has a mobile app available for download on the App Store and Google Play. This app allows you to pay your loan installments and Pag-IBIG dues without having to visit a payment outlet. You can get the App in here.
Make sure your Bayad Center wallet has sufficient funds to make payments. The app supports several funding methods, including Bayad Center outlets, USSC, and LBC, as well as online banking services like BDO, Metrobank, Landbank, Unionbank, and others.
Here’s how to pay your Pag-IBIG contributions using the Bayad app:
- Open the Bayad Center app and log in using your 4-digit PIN. Tap “Pay Bills.” Select “PAG-IBIG Funds (HDMF).”
- Enter your Pag-IBIG MID number, amount, contact number, and coverage period (period from and period to).
- Select the payment type, whether it’s a home loan or membership savings. Tap “NEXT.”
- Tap “CONTINUE.”
- Review your payment details. Tap “PAY NOW.”
As usual, you will receive an SMS confirmation containing your payment ID and an electronic receipt containing the transaction and shipping numbers. Don’t forget to save your proof of payment.
Likewise, you can use various apps and digital wallets to easily pay your Pag-IBIG contributions, savings, and loan installments. You can also save time, effort, and energy by paying via your computer or mobile phone, rather than having to go directly to a Pag-IBIG Fund branch or payment center.
If you have any questions or concerns about Pag-IBIG, feel free to call the 24/7 hotline at (02) 724-4244 or send an SMS to 09178884363 or 09188984363. You can also email us at contactus@pagibigfund.gov.ph.