Are you familiar with DiskarTech? Yes, it’s a digital wallet that lets you manage daily transfers on your smartphone. DiskarTech is the first Taglish super app supported by Rizal Commercial Banking Corporation (RCBC), one of the largest universal banks in the Philippines.
However, DiskarTech isn’t just an e-wallet; it’s also a great way to earn extra money. This article will discuss how to easily earn extra money.
How About DiskarTech
The name DiskarTech combines the words Diskarte (strategy/ingenuity in the local language) and Tech (technology). This app is the first digital wallet app in the Philippines to use Taglish (a blend of Tagalog and English) and Cebuano, aiming to promote financial inclusion for underprivileged communities who are underserved by formal banking services.
DiskarTech was launched in July 2020 by Rizal Commercial Banking Corporation (RCBC), one of the largest universal banks in the Philippines. While both digital wallets, this app differs from e-wallets like GCash or Maya. DiskarTech acts directly as a licensed bank account, so you don’t need to transfer your money to another mutual fund; every deposit you make is immediately deposited into savings, earning interest daily. The Central Bank of the Philippines (Bangko Sentral ng Pilipinas) closely monitors this app.
As a financial application, DiskarTech has main features. The following are the features available in DiskarTech:
- A Digital Savings Account, which allows you to open an account online in minutes with just an official government ID card.
- No initial fee, no initial deposit required, no minimum balance required, and no passive card penalty fees.
- Connected to MySSS, this app integrates directly with the Philippine Social Security System. The DiskarTech-powered MySSS card doubles as an official ID card, ATM card, and debit card.
- The app also supports free transfers via local networks Instapay and PESONet, as well as electricity and water bill payments and mobile phone credit purchases (E-load).
Register DiskarTech Account
Here are the ways to register for DiskarTech:
- Download and install the DiskarTech mobile app from Google Play or the App Store.
- Open the Diskartech app.
- Click “Mag-register na.”
- Choose a nickname and click “Susunod.”
- Enter the DiskarTech NegosyanTech invite code (optional) and click “Susunod.” You can use the invite code ABEM5439 to get free ₱10 (I will also get ₱30. Thanks!).
- Enter your mobile number and click “Susunod.”
- Enter the one-time password (OTP) sent to your mobile number.
- Create a four-digit passcode.
- Activate fingerprint login (optional).
- Create a goal (optional).
- Congratulations! You now have a DiskarTech account.
Verify your DiskarTech Account
To unlock more features, your account status must be upgraded to a Full BDA (Basic Deposit Account) through verification. Here are the steps for verification:
- Open the app, and on the main dashboard, click “Verify Account.”
- You will then be directed to fill out a complete personal data form, including your official identification details, such as your full name, date of birth, and address.
- Choose a valid Philippine Primary ID card, such as:
- Passport
- Driver’s license
- UMID
- SSS card
- Postal ID
- Voter’s ID
- PRC ID
- TIN ID
- Then, take clear photos of the front and back of the ID card under adequate lighting.
- Complete facial verification by recording a short selfie video of a few seconds following the on-screen instructions.
- Submit the documents and wait for the review process. The system typically takes 24 to 48 hours to approve your full account verification.
How to Earn Money in DiskarTech
Besides daily financial transactions, DiskarTech can also generate additional income. Here are some ways:
- Through Savings Interest Rates, saving money in this app earns interest of up to 6.5% per year (varies, for example, 4% for balances up to PHP 50,000) with no minimum balance.
- By inviting friends using your unique code, you can earn a bonus of around PHP 30 per successful registration, with a limit of up to PHP 30,000 per month. By inviting friends and then having them enter your unique code
- You can earn cashback on monthly bill payments or mobile phone credit purchases.
- Paki-suyo Services, Offering transaction services (such as paying bills) for others through the app and charging a service fee.
That’s all about the DiskarTech application to help you learn more about it. Download it now and discover other exciting features. If you encounter any issues or problems during registration or account verification, don’t hesitate to contact DiskarTech customer service. We hope this helps!