How to Transfer Money From GrabPay to GCash

Today, Filipinos are increasingly relying on mobile wallets for their daily transactions. GrabPay and GCash are two of the most popular options that offer easy ways to pay bills, send money, and shop online. However, there may be situations where you need to transfer funds between your GrabPay and GCash wallets.

Transfer Money From GrabPay to GCash

Follow the steps below for a complete guide transfer money from GrabPay to GCash:

1. Open the GrabPay Wallet.

2. Select “Transfer”: You have two options: cash in and transfer. Select “Transfer.”

3. Next, choose “Send to e-wallet.”

4. Enter the amount that you want to send. It should not exceed your transferable balance. Tap “Choose or add a recipient.”

5. Tap “New Recipient.”

6. Under “E-wallet,” tap “Select an e-wallet.” You will be shown a list of supported e-wallets. Select GCash.

7. Enter the recipient’s name and their GCash mobile number. Tap “Save E-wallet.”

8. Review your payment details. Click the “Confirm” button to proceed.

9. Enter your Grab PIN when prompted.

Video Example: youtube.com/@BrattyDC

Alternative Methods to Transfer Money from GrabPay to GCash

• Indirect Transfer via Bank Transfer: This method utilizes your linked bank account to act as an intermediary. You’ll transfer funds from GrabPay to your bank account, then proceed with a separate transfer from your bank to GCash.
• Cash-In via Pawnshop (for GrabPay Wallet): This method is suitable if you don’t have a linked bank account or prefer a cash-based approach. You’ll withdraw cash from your GrabPay wallet at a partnered pawnshop and then deposit the cash into your GCash account.

A. Indirect Transfer via Bank Transfer

Step 1: Check Eligibility and Fees

Before proceeding, ensure both your GrabPay and GCash accounts are fully verified. Additionally, confirm that your bank allows InstaPay transfers. InstaPay is a real-time interbank transfer service in the Philippines that facilitates quick and secure transactions.

It’s also crucial to be aware of any fees associated with the transfer. GrabPay charges a PHP 15 fee for transferring funds to a linked bank account. Your bank might impose additional fees for receiving InstaPay transfers, so check their policy beforehand.

Step 2: Transfer Money from GrabPay to Your Bank Account

1. Open the Grab app on your smartphone.
2. Log in to your Grab account.
3. Navigate to the “Wallet” section.
4. Locate the “Transfer” option and tap on it.
5. Select “To Bank Account.”
6. Choose the bank account you want to transfer the funds to (ensure it’s the one linked to your GCash account).
7. Enter the transfer amount.
8. Review the transfer details, including fees.
9. Confirm the transfer by entering your GrabPay PIN or the verification code sent to your registered mobile number.

The funds should be deposited into your bank account within minutes.

Step 3: Transfer Money from Your Bank Account to GCash via InstaPay

1. Open your bank’s mobile app or online banking platform.
2. Log in to your bank account.
3. Locate the “Fund Transfer” or “InstaPay” section (the specific terms might vary depending on your bank).
4. Choose “Transfer to Other Banks” or a similar option.
5. Select “GCash” as the receiving bank.
6. Enter your GCash registered mobile number as the account number.
7. Input the transfer amount.
8. Review the transfer details and fees.
9. Confirm the transfer by following your bank’s verification process (typically entering a one-time PIN).

The funds should be credited to your GCash wallet instantly.

B. Cash-In via Pawnshop (for GrabPay Wallet)

Step 1: Locate a Partnered Pawnshop

This method requires visiting a pawnshop that partners with Grab for cash withdrawals. You can find a list of partner pawnshops within the Grab app itself.

Step 2: Withdraw Cash from GrabPay

1. Open the Grab app on your smartphone.
2. Log in to your Grab account.
3. Navigate to the “Wallet” section.
4. Locate the “Cash Out” option.
5. Choose “Pawnshop” as your cash-out method.
6. Select the nearest partnered pawnshop from the list.
7. Enter the amount you want to withdraw (ensure it adheres to the pawnshop’s minimum and maximum cash-out limits).
8. Review the withdrawal fee charged by Grab (typically a percentage of the withdrawal amount).
9. Confirm the cash-out by entering your GrabPay PIN.

Step 3: Deposit Cash into Your GCash Account

1. Visit the chosen partnered pawnshop.
2. Inform the staff that you want to deposit cash into your GCash account.
3. Provide your GCash registered mobile number.
4. Hand over the cash you withdrew from GrabPay.
5. The pawnshop staff will process the deposit and credit the funds to your GCash wallet.

Important Considerations for Cash-In via Pawnshop (for GrabPay Wallet):

• Cash-Out Limits: Be mindful of the cash-out limits imposed by GrabPay. These limits can vary depending on your GrabPay account tier. Check the Grab app for current limitations.
• Pawnshop Fees: While Grab charges a fee for cash withdrawals, pawnshops might have additional charges for processing GCash deposits. Inquire about these fees before proceeding with the transaction.
• Security: Always ensure you’re visiting a legitimate pawnshop partnered with Grab. Verify the shop’s signage and legitimacy before handing over any cash.
• Alternative Cash-In Options (if applicable): Some pawnshops might offer alternative cash-in methods for GCash, such as over-the-counter transactions with partner remittance centers. Explore these options if available to potentially avoid additional fees.