Staying on top of your credit card bills is crucial for responsible financial management. In the Philippines, BDO Online Banking offers a convenient and secure way to settle your BDO credit card dues without leaving the comfort of your home.
Before You Begin
To ensure a seamless experience when pay your BDO credit card bills via BDO Online Banking, make sure you have the following:
- Active BDO Online Banking Account: If you haven’t enrolled yet, visit your nearest BDO branch or register online at https://www.bdo.com.ph/personal/online.
- Internet Connection: A stable internet connection is essential for accessing BDO Online Banking.
- BDO Online Banking User ID and Password: Keep these credentials secure and never share them with anyone.
How to Pay Your BDO Credit Card Bills via BDO Online Banking
To be able to pay your BDO credit card bills via BDO Online Banking, you must first register BDO as a biller. This procedure is only done once so after registering BDO as a biller, you don’t need to register it again and you can immediately make bill payments.
1. Enroll BDO as Biller
1. Open the BDO mobile app (BDO Online), tap the “More” tab at the bottom.
2. Select “Enrollment Services.”
3. Choose “Enroll Company/Biller.”
4. Enter the required information as follows:
- Company/Biller – Select “BDO Credit Card Peso Payment to Peso Card.”
- Product Type – Choose the type of credit card you have (e.g. MasterCard, Visa).
- Payment Channels – The default selection is “Online/Mobile Banking.” You can enable ATM, SMS or phone banking if you want to pay through those means.
- Subscriber Number – Enter your 16-digit BDO credit card number (Not your BDO account number).
- Subscriber Name – This is the name on your credit card.
- Preferred Nickname – For easier identification, enter your preferred nickname for this enrolled biller. For example: PayCC.
5. When you’re done, tap “Continue.”
6. Review and confirm details, making sure that you entered the correct subscriber number and name. Press “Continue.”
Once you have successfully registered BDO as a biller, you can now start paying your BDO credit card dues via BDO online and mobile banking.
2. Pay Your BDO Credit Card Bills via BDO Online Banking
After you have successfully linked BDO Online Banking as a biller, now is the time to pay your BDO credit card bill via the bill payment feature in the BDO mobile application.
1. Open the BDO mobile app and tap the “Pay Bills” tab at the bottom of the screen. This will take you to the bills payment screen.
2. Select “Pay Bills” under “Pay Bills using Deposit Account.”
3. Enter or provide the following payment information:
- Pay From – Select the BDO account where the payment will be taken from.
- Pay this Company/Biller – Choose “BDO Credit Card Peso Payment to Peso Card.”
- Payment Schedule – The default is “Immediate” but you can change it to a later date or create a regular schedule of payment.
- Amount – Enter the amount you want to pay.
- Remarks – This is optional.
4. Then press “Continue” when you’re done.
5. Review your payment details and if everything is correct, tap “Continue.”
Congratulations, you have now successfully paid your BDO credit card bill. You will also receive an email from BDO confirming your bill payment transaction. The email contains details of your bill payment including the transaction reference number, so it’s best not to delete the email.
To find out whether your payment has been sent to your BDO credit card account, you must register your credit card with BDO online banking. This will give you access to your BDO credit card details such as your outstanding balance, available credit limit, account statements and more
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Important Reminders
- Payment Processing Time: Remember that payments made via BDO Online Banking may take 1-2 business days to reflect on your BDO credit card statement. Factor this processing time into your payment schedule to avoid late fees.
- Bill Payment Limits: BDO Online Banking might have limitations on the amount you can pay per transaction or within a specific timeframe. These limits are displayed during the payment process. For higher payment amounts, you may need to visit a BDO branch.
- Regular Payment Schedule: Set up a recurring reminder or schedule automatic payments (if available) to ensure timely settlements and avoid late payment penalties.
Additional Tips Pay Your BDO Credit Card Bills via BDO Online Banking
- Download the BDO Mobile App: For even greater convenience, consider using the BDO Mobile App, which offers similar bill payment functionalities as BDO Online Banking.
- Update BDO Online Banking Regularly: Keep your BDO Online Banking app or website updated to the latest version for optimal security and features.
- Contact BDO Customer Service: If you encounter any difficulties during the online bill payment process, don’t hesitate to contact BDO Customer Service through their hotline or online channels.
By following these steps and tips, you can make paying your BDO credit card bills online a smooth and efficient experience.