Transfer-Money-From-Landbank-to-GCash

How to Transfer Money From Landbank to GCash

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In today’s digital age, Filipinos are increasingly relying on mobile wallets like GCash for everyday transactions.

Transferring money from your Landbank account to GCash is a convenient way to top up your wallet and gain access to various online and offline services.

This article outlines the two main methods for transferring funds from Landbank to GCash: via Landbank Online Banking and InstaPay.

Transfer Money From Landbank to GCash

Transfer Money From Landbank to GCash

There are two primary methods for transferring money from Landbank to GCash:

  • Landbank Online Banking or LANDBANK Mobile Banking App: This method allows you to initiate the transfer directly through your Landbank online account. It requires prior registration for Landbank iAccess.
  • InstaPay: InstaPay is a real-time interbank transfer service available in the Philippines. You can utilize InstaPay through Landbank Online Banking or by visiting a Landbank branch.

A. Transferring via Landbank Online Banking or the Landbank Mobile App

Requirements:

  • Active Landbank account with iAccess registration
  • Internet connection
  • Landbank-registered mobile number or email address for verification

Steps:

1. Log in to Landbank Online Banking or the Landbank Mobile App. Access the Landbank iAccess website (https://www.landbank.com/e-banking) or the Landbank Mobile App and enter your User ID and Password.

2. Navigate to the Fund Transfer Section. Once logged in, locate the “Fund Transfer” option within the online banking platform. The specific menu location may vary slightly depending on the Landbank online banking version.

Navigate to the Fund Transfer Section

3. Select “Transfer to Other Banks via InstaPay.” Choose the option for transferring funds to another bank using InstaPay.

4. Choose GCash as the Recipient Bank. From the list of participating banks, select GCash as the recipient bank.

5. Enter Recipient Details. Provide the necessary information for the recipient, which includes:

  • GCash Registered Mobile Number: This is the mobile number linked to the recipient’s GCash account. You can find this number in the GCash app under “My QR” or by asking the recipient directly.
  • Recipient Name: Enter the full name registered with the GCash account.

6. Input Transfer Amount. Enter the amount you wish to transfer.

7. Select Transfer Purpose (Optional). You may choose a category that best describes the reason for your transfer (e.g., payment for goods/services, etc.).

8. Review Transfer Details. Carefully review all the information you have entered, including the recipient’s mobile number, name, and transfer amount.

9. Submit the Transfer Request. Once everything is confirmed, click on the “Submit” button to initiate the transfer.

Enter Recipient Details, Submit

10. Verify the Transaction. You will be prompted to enter a One-Time Password (OTP) sent to your registered mobile number or email address. Enter the OTP to complete the transaction.

Video:

B. Transferring via InstaPay at a Landbank Branch

Requirements:

  • Landbank account with sufficient funds
  • Landbank branch near you
  • Cash for the transfer amount (plus applicable fees)
  • Recipient’s GCash registered mobile number
  • Recipient’s name

Steps:

  1. Visit a Landbank Branch. Locate a Landbank branch near you and proceed to the customer service area.
  2. Inform the Teller of Your Transaction. Inform the teller that you wish to make an InstaPay transfer to a GCash account.
  3. Provide Recipient Details. Give the teller the recipient’s GCash registered mobile number and full name.
  4. Provide Transfer Amount. Inform the teller of the amount you wish to transfer.
  5. Pay the Transfer Fee. Aside from the transfer amount, you will need to pay the InstaPay transfer fee. The teller will inform you of the applicable fee.
  6. Receive a Transaction Slip. Once the transaction is complete, the teller will provide you with a transaction slip for your reference.

Important Considerations

  • Transfer Fees: Landbank charges a fee for both methods. The fee may vary depending on the transfer amount. You can check the Landbank website or inquire at a branch for the latest transfer fee schedule.
  • Transfer Limits: Landbank imposes daily and cumulative transfer limits for online banking and InstaPay transactions. Check the Landbank website or your online banking account for the current limits.
  • Transaction Processing Time: Transfers via Landbank Online Banking typically reflect in the recipient’s GCash wallet within minutes. InstaPay transfers processed at a branch may take up to 2 business days to reflect, depending on the processing time of both banks.
  • Security: Always make sure you are on the official Landbank website when making online banking transactions. Beware of phishing attempts and do not share your login credentials with others.

Tips for a Smooth Transfer

  • Double-check recipient details: Ensure the GCash registered mobile number and recipient name are accurate before submitting the transfer.
  • Review transfer limits: Be aware of the daily and cumulative transfer limits to avoid encountering issues during the transaction.
  • Maintain a good internet connection: If transferring online, a stable internet connection is crucial for a smooth transaction process.
  • Save transaction receipts: Keep a copy of the transaction slip (for branch transfers) or a screenshot of the confirmation page (for online transfers) for future reference.