In today’s fast-paced world, Filipinos are constantly seeking convenient ways to manage their finances. When it comes to settling credit card bills, GCash, the Philippines’ leading mobile wallet, offers a quick and hassle-free solution, especially for those with busy schedules or limited mobility.
This article will guide you through the different methods of pay your BDO credit card bills using GCash.
Benefits of Paying Bills Through GCash
- Convenience: Pay bills anytime, anywhere, straight from your smartphone. No need to travel to a bank or wait in line.
- Security: GCash utilizes multi-factor authentication and encryption protocols to ensure secure transactions.
- Real-time Updates: Get instant confirmation upon successful bill payment, allowing you to track your finances effectively.
- Faster Processing: Payments made through GCash typically reflect within 2-3 banking days compared to other methods.
Pay Your BDO Credit Card Bills Using GCash
Here’s a detailed guide on how to pay your BDO credit card bills using the GCash app:
Before You Begin:
- Ensure you have a GCash account with sufficient funds to cover the bill payment.
- Verify your BDO credit card details, including the card number and billing statement amount.
Steps:
1. Open the GCash App: Launch the GCash app on your smartphone.
2. Log In: Enter your MPIN (Mobile PIN) to securely access your GCash account.
3. Go to Pay Bills: On the main screen, locate the “Pay Bills” icon and tap it.
4. Select Biller Category: Under “Categories,” choose “Credit Cards.”
5. Search for BDO: In the search bar, type “BDO” to find the biller option.
6. Input Credit Card Details: Select “BDO” from the search results. You may be presented with two options: “BDO Mastercard/VISA” or “BDO JCB/UnionPay/Diners Club.” Choose the option that corresponds to your BDO credit card type.
7. Enter Account Number: Carefully enter your complete BDO credit card number without spaces or hyphens.
8. Review Details: The app will pre-populate the biller name based on your chosen category. Double-check that the information displayed, including the biller name and account number, matches your BDO credit card details.
9. Input Payment Amount: Enter the exact amount you wish to pay towards your BDO credit card bill. Ensure it corresponds with your current billing statement.
10. Add Optional Reference: (Optional) You can add a reference number for your own tracking purposes. This will not be reflected on your BDO credit card statement.
11. Review and Confirm: Thoroughly review all the payment details, including the biller name, account number, amount, and reference (if provided). Once everything is accurate, tap “Confirm.”
12. Enter MPIN Again: To finalize the transaction, re-enter your MPIN for verification.
13. Payment Confirmation: Upon successful payment, you will receive a confirmation message on your GCash app. This message typically includes a reference number for your transaction.
Video Example:
Additional Tips: Pay Your BDO Credit Card Bills Using GCash
- Save BDO (Mastercard/VISA or JCB/UnionPay/Diners Club) as a favorite biller for easier access in future transactions.
- Keep a screenshot or digital record of your payment confirmation for reference.
- Monitor your BDO credit card statement to ensure the payment reflects within 2-3 banking days.
Important Reminders
- Transactions made through GCash may have a minimal service fee, depending on the amount being paid. Check the GCash app for the current fee structure.
- GCash has daily transaction limits. Ensure your intended payment amount falls within these limits to avoid any processing delays. You may visit the GCash website or app for information on current transaction limits.