Shopee, as the leading e-commerce platform in Southeast Asia, offers a convenient buy now pay later option called SPayLater. This service allows you to split your purchases into installments or pay later, giving you greater flexibility in your online shopping experience. Especially if you need to order immediately without having any balance on your current Shopee account.
However, SPayLater is not automatically available to all Shopee users. You must register and activate the service first. Therefore, our article this time will guide you through the process of activating SPayLater on your Shopee account.
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How to Activate SPayLater at Shopee
Important Note: Currently, there is only one method to activate SPayLater on Shopee.
A. Eligibility for SPayLater Activation
Before attempting to activate SPayLater, it’s crucial to understand that Shopee offers the service to selected users only. Shopee employs various criteria to assess eligibility, including:
- Account Activity: Regularly using the Shopee platform for purchases and other activities can increase your chances of qualifying for SPayLater.
- Transaction History: A positive payment history on Shopee demonstrates responsible financial management and strengthens your eligibility.
- Verification: A fully verified Shopee account with your ID and phone number linked is a prerequisite for most financial services on the platform.
Here’s what you can do to potentially improve your chances of SPayLater activation:
- Be an Active Shopee User: Regularly browse products, add items to your cart, and participate in Shopee promotions and campaigns.
- Maintain a Good Payment History: Ensure timely payments for all your Shopee purchases.
- Verify Your Account: Complete your Shopee account verification by linking your valid government ID and phone number.
B. Activating SPayLater on Shopee
If you meet the general eligibility criteria and would like to activate SPayLater, follow these steps:
1. Access the SPayLater Option:
- Launch the Shopee app and log in to your account.
- On the main screen, navigate to the “Me” tab located at the bottom right corner of the app.
- Within the “Me” tab, locate the “SPayLater” section and tap on it.
2. Initiate Activation:
- On the SPayLater page, you should see an “Activate Now” button. Tap on this button to begin the activation process.
3. Verify Your Phone Number:
- Shopee will send a one-time password (OTP) to your registered mobile number. Enter the OTP in the designated field on the app.
- Once you enter the correct OTP, click “Continue” to proceed.
4. Upload Government ID:
- You will be required to upload a clear photo of a valid government-issued ID. Examples of acceptable IDs include your Philippine passport, UMID (Unified Multi-Purpose ID) card, or SSS (Social Security System) card.
- Ensure the photo is well-lit and captures all details of your ID clearly.
5. Provide Personal Information:
- The next step involves submitting your personal information. This typically includes:
- Your full name
- Birthdate
- Home address
6. Facial Verification:
- Shopee utilizes facial recognition technology for added security. You will be prompted to initiate “Facial Verification.” Follow the on-screen instructions to complete this step.
- Typically, you will need to position your face within the designated frame and follow prompts to move your head or blink.
7. Set Due Date:
- Upon successful facial verification, Shopee will allow you to choose your preferred SPayLater due date. This is the date by which you need to settle your monthly SPayLater statement in full.
- Select a due date that aligns with your financial cycle for convenient management.
8. Confirmation and Review:
- Once you have completed all the aforementioned steps, review the information you provided for accuracy.
- If everything is correct, confirm your activation request.
9. Approval Process:
- Shopee will review your application for SPayLater activation. The processing time can vary, but you will typically receive a notification within 1-3 business days informing you of the decision.
Below we also include an example of a guide in video form on the YouTube platform:
The following are the accepted types of Government ID:
Additional Tips
- Maintain a good internet connection throughout the activation process to avoid any interruptions.
- Ensure your government ID photo is clear and all information is legible.
- If your activation request is denied, you can wait for a period of time (typically 3 months) and re-attempt activation. During this waiting period, focus on using Shopee actively and building a positive transaction history.