Transfer-Money-From-BPI-to-GCash

How to Transfer Money From BPI to GCash

by

In today’s digital age, transferring money between accounts has become faster and more convenient than ever.

For Filipinos who utilize both BPI, a popular bank, and GCash, a leading e-wallet, transferring funds between the two has become a seamless process.

There are two primary methods for transferring money from BPI to GCash.

Transfer Money From BPI to GCash

Transfer Money From BPI to GCash

Here are the two main methods to transfer money from BPI to GCash:

  • Via BPI Mobile App: This method allows for direct transfer from your BPI account to your GCash wallet using the BPI mobile app.
  • Linking BPI Account to GCash: This method involves linking your BPI account to your GCash app, enabling you to transfer funds directly from GCash using your linked account.

Method 1: Transferring Money from BPI Mobile App to GCash

Requirements:

  • BPI Mobile App downloaded and installed on your smartphone (available on Google Play Store and App Store)
  • BPI Online Banking account with valid username and password
  • Fully verified GCash account with registered mobile number

Steps:

1. Launch the BPI Mobile App: Locate and open the BPI Mobile App on your smartphone.

2. Login: Enter your BPI Online Banking username and password.

Login BPI Mobile App

3. Choose an account: If you have multiple BPI accounts connected to your online account, select which one you want to transfer funds from.

4. Access the Transfer Menu: Once logged in, navigate to the “Transfer” section within the app.

Select Transfer

4. Choose Transfer Destination: Select “Transfer to Another Bank” as the destination for your funds.

5. Pick GCash as Recipient Bank: Among the listed banks, select GCash as the recipient bank.

6. Enter GCash Details: Here, you will need to provide your GCash account information. BPI typically offers two options for specifying the recipient:

  • QR Code: If your GCash app is open on another device, you can utilize the “Scan QR” option. This will launch the BPI Mobile App scanner, allowing you to scan the “Pay QR” code displayed on your GCash app.
  • Manual Input: Alternatively, you can manually enter your GCash registered mobile number as the account number. Ensure you include the leading “09” before your mobile number.
Enter GCash Details

7. Input Transfer Amount: Specify the amount you wish to transfer from your BPI account to your GCash wallet.

8. Review and Confirm: Double-check all the entered details, including the recipient’s mobile number (if using manual input) and the transfer amount. Once everything is accurate, proceed with confirmation.

9. Enter One-Time PIN (OTP): A one-time PIN (OTP) will be sent to your registered BPI mobile number for verification. Enter the received OTP within the designated field on the BPI Mobile App.

Enter One-Time PIN (OTP)

10. Finalize Transfer: Upon entering the correct OTP, the transfer will be initiated. You should receive a confirmation message on your BPI Mobile App upon successful transfer.

Finalize Transfer

Method 2: Transferring Money via Linked BPI Account in GCash

Requirements:

  • GCash app downloaded and installed on your smartphone (available on Google Play Store and App Store)
  • Fully verified GCash account
  • BPI Online Banking account with valid username and password

Steps:

Link and top up wallet credits with your BPI Online account.

  1. Linking of BPI account.
  2. Go to “Profile” then “My Linked Accounts“.
  3. Select “BPI” in the options.
  4. Enter your BPI Online username and password then submit.
  5. Enter the 6-digit OTP sent to your registered mobile number.
  6. Submit.

Cash-in using your BPI account

  1. Go to “Cash-in“.
  2. Select “BPI” in the recent partners.
  3. Enter amount.
  4. If you have multiple accounts, choose which account you want to deduct your cash-in and click next.
  5. Confirm the amount.
  6. Review the registered mobile number for OTP and click on “Send Code“.
  7. Enter the 6-digit OTP sent to your registered mobile number.
  8. Submit.

Source: https://help.bpi.com.ph/s/article/How-to-cash-in-to-GCash-Wallet

Transfer Fees and Limits

  • The amount you can transfer every day from your BPI account to GCash is Php 50,000 per day.
  • Cash in from a linked BPI account to GCash is free of charge.
  • Transferring money from your BPI app to GCash will cost you Php25.
  • The minimum transaction limit is Php1 per transaction.

Additional Tips for Secure Transactions

  • Always ensure you are using the official BPI Mobile App and GCash app downloaded from legitimate sources (Google Play Store or App Store). Downloading apps from untrusted sources poses a security risk.
  • Never share your BPI Online Banking credentials or GCash MPIN with anyone. BPI and GCash will never request this information through unsolicited calls, text messages, or emails.
  • Be cautious of suspicious activities. If you encounter any anomalies during the transfer process, contact BPI customer service or GCash support immediately for assistance.